Mr. Lucas, Major Turner, and I, agreed to meet in New York, soon
after the 4th of July. We met accordingly at the Metropolitan
Hotel, selected an office, No. 12 Pall Street, purchased the
necessary furniture, and engaged a teller, bookkeeper, and porter.
The new firm was to bear the same title of Lucas, Turner & Co.,
with about the same partners in interest, but the nature of the
business was totally different. We opened our office on the 21st
of July, 1857, and at once began to receive accounts from the West
and from California, but our chief business was as the resident
agents of the St. Louis firm of James H. Lucas & Co. Personally I
took rooms at No. 100 Prince Street, in which house were also
quartered Major J. G. Barnard, and Lieutenant J. B. McPherson,
United States Engineers, both of whom afterward attained great fame
in the civil war.
My business relations in New York were with the Metropolitan Bank
and Bank of America; and with the very wealthy and most respectable
firm of Schuchhardt & Gebhard, of Nassau Street. Every thing went
along swimmingly till the 21st of August, when all Wall Street was
thrown into a spasm by the failure of the Ohio Life and Trust
Company, and the panic so resembled that in San Francisco, that,
having nothing seemingly at stake, I felt amused.
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