, on the east side of Montgomery Street, between Sacramento and
California Streets. B. R. Nisbet was the active partner, and James
Reilly the teller. Already the bank of Lucas, Turner & Co. was
established, and was engaged in selling bills of exchange,
receiving deposits, and loaning money at three per cent. a month.
Page, Bacon & Co., and Adams & Co., were in full blast across the
street, in Parrott's new granite building, and other bankers were
doing seemingly a prosperous business, among them Wells, Fargo &
Co.; Drexel, Sather & Church; Burgoyne & Co.; James King of Win.;
Sanders & Brenham; Davidson & Co.; Palmer, Cook & Co., and others.
Turner and I had rooms at Mrs. Ross's, and took our meals at
restaurants down-town, mostly at a Frenchman's named Martin, on the
southwest corner of Montgomery and California Streets. General
Hitchcock, of the army, commanding the Department of California,
usually messed with us; also a Captain Mason, and Lieutenant
Whiting, of the Engineer Corps. We soon secured a small share of
business, and became satisfied there was room for profit.
Everybody seemed to be making money fast; the city was being
rapidly extended and improved; people paid their three per cent.
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